The implicit termination pattern is the most commonly used construct for terminating process instances at any given point in the process. This pattern keeps the
diagrams free from clutter as users can terminate the process in case of an error at any given point in the process without having to traverse all the way to a common end event. In BPMN, this is supported by the ability to add end events at any given point in the process.
In this example, the sequence of good credit score ends on a different end event as opposed the sequence pertaining to bad credit score.