How Much Will Health Care Reform Cost Your Business?
2015-05-19 14:25:40 2 举报
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随着医疗改革的推进，许多企业可能会面临成本压力。根据美国国会预算办公室（CBO）的数据，未来10年，美国政府在扩大医疗保险覆盖范围和改善医疗服务质量方面的投资将达到3.7万亿美元。这意味着企业可能需要承担更高的保险费用、税收负担以及员工福利支出。此外，企业还需要适应新的法规要求，如电子健康记录系统的实施和维护。为了应对这些挑战，企业需要密切关注政策动态，评估潜在的影响，并制定相应的应对策略。这可能包括优化人力资源配置、调整业务流程、寻求政府补贴和税收优惠等措施。总之，医疗改革将对企业的运营产生深远影响，企业需要做好充分准备以应对未来的挑战。
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No
Yes
do you have at least 50 full-time eauivalent employees?
$0there's no penalty
your emplyees can buy coverage in an online marketplace(exchange) and receive a premium tax credit
$0
Not providing affordable coverage will cost you $3K annually for every employee receiving a credit.
does your plan pay for at least 60% of coverd health care expenses for a typical population
do you offer coverage to your employees?
not so fast! these penalties increase each year by the growth in insurance premiums.
you are off the hook!Penalties don't apply to small employers.
do any employees have to pay more than 9.5% of their family income for the employer coverage?
did at least one employee receive a premium tax credit or a cost sharing subsidy in an exchange?
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