App数据分析体系
2016-12-12 11:18:15 0 举报仅支持查看
AI智能生成
App数据分析体系是一个全面、系统的方法，用于收集、处理和分析应用程序的使用数据。这个体系包括多个关键组成部分，如数据采集、数据存储、数据处理和数据分析。通过使用各种工具和技术，如数据挖掘、机器学习和人工智能，分析师可以深入了解用户行为、偏好和需求，从而优化应用程序的功能、设计和营销策略。此外，App数据分析体系还可以帮助开发者识别潜在的问题和风险，提高应用程序的性能和稳定性。总之，App数据分析体系是一个强大的工具，可以帮助开发者更好地了解他们的用户，提高应用程序的质量和价值。
银行流动资金贷款
数据分析
模版推荐
作者其他创作
大纲/内容
比较
<p class="MsoNormal"><span style="font-size: 10pt; font-family: 微软雅黑, sans-serif; background-position: initial initial; background-repeat: initial initial;">从查找的资料上来看，工行和农行介绍的相对笼统，只罗列出大概的一些基本产品，</span>而建行相对来说介绍的比较详细，把一般短期贷款和临时贷款还有中长期贷款都一一的罗列了出来。</p>
工商银行的相关介绍
功能定义
<span style="font-size:10.5pt;mso-bidi-font-size:11.0pt;
font-family:宋体;mso-ascii-font-family:Calibri;mso-ascii-theme-font:minor-latin;
mso-fareast-theme-font:minor-fareast;mso-hansi-font-family:Calibri;mso-hansi-theme-font:
minor-latin;mso-bidi-font-family:"Times New Roman";mso-bidi-theme-font:minor-bidi;
mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">流动资金贷款是为满足借款人在生产经营过程中临时性、季节性的资金需求，保证生产经营活动的正常进行而发放的贷款。</span>
<span class="h2"><span style="font-size:10.5pt;<br>mso-bidi-font-size:11.0pt;font-family:宋体;mso-ascii-font-family:Calibri;<br>mso-ascii-theme-font:minor-latin;mso-fareast-theme-font:minor-fareast;<br>mso-hansi-font-family:Calibri;mso-hansi-theme-font:minor-latin;mso-bidi-font-family:<br>"Times New Roman";mso-bidi-theme-font:minor-bidi;mso-ansi-language:EN-US;<br>mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">产品特点</span></span>
<span style="font-size:10.5pt;mso-bidi-font-size:11.0pt;
font-family:宋体;mso-ascii-font-family:Calibri;mso-ascii-theme-font:minor-latin;
mso-fareast-theme-font:minor-fareast;mso-hansi-font-family:Calibri;mso-hansi-theme-font:
minor-latin;mso-bidi-font-family:"Times New Roman";mso-bidi-theme-font:minor-bidi;
mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">期限灵活，能够满足借款人临时性、短期和中期流动资金需求，按期限可分为临时流动资金贷款、短期流动资金贷款和中期流动资金贷款。</span>
<span class="h2"><span style="font-size:10.5pt;
mso-bidi-font-size:11.0pt;font-family:宋体;mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;mso-fareast-theme-font:minor-fareast;
mso-hansi-font-family:Calibri;mso-hansi-theme-font:minor-latin;mso-bidi-font-family:
"Times New Roman";mso-bidi-theme-font:minor-bidi;mso-ansi-language:EN-US;
mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">适用对象</span></span>
<span style="font-size:10.5pt;mso-bidi-font-size:11.0pt;
font-family:宋体;mso-ascii-font-family:Calibri;mso-ascii-theme-font:minor-latin;
mso-fareast-theme-font:minor-fareast;mso-hansi-font-family:Calibri;mso-hansi-theme-font:
minor-latin;mso-bidi-font-family:"Times New Roman";mso-bidi-theme-font:minor-bidi;
mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">适用于有中、短期资金需求的工、商企业借款人</span>
<span class="h2"><span style="font-size:10.5pt;
mso-bidi-font-size:11.0pt;font-family:宋体;mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;mso-fareast-theme-font:minor-fareast;
mso-hansi-font-family:Calibri;mso-hansi-theme-font:minor-latin;mso-bidi-font-family:
"Times New Roman";mso-bidi-theme-font:minor-bidi;mso-ansi-language:EN-US;
mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">具体办理程序</span></span>
<span style="font-size:10.5pt;mso-bidi-font-size:11.0pt;
font-family:"Calibri","sans-serif";mso-ascii-theme-font:minor-latin;mso-fareast-font-family:
宋体;mso-fareast-theme-font:minor-fareast;mso-hansi-theme-font:minor-latin;
mso-bidi-font-family:"Times New Roman";mso-bidi-theme-font:minor-bidi;
mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA"> </span><span style="font-size:10.5pt;
mso-bidi-font-size:11.0pt;font-family:宋体;mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;mso-fareast-theme-font:minor-fareast;
mso-hansi-font-family:Calibri;mso-hansi-theme-font:minor-latin;mso-bidi-font-family:
"Times New Roman";mso-bidi-theme-font:minor-bidi;mso-ansi-language:EN-US;
mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">申请</span>
<span style="font-size:10.5pt;mso-bidi-font-size:11.0pt;
font-family:宋体;mso-ascii-font-family:Calibri;mso-ascii-theme-font:minor-latin;
mso-fareast-theme-font:minor-fareast;mso-hansi-font-family:Calibri;mso-hansi-theme-font:
minor-latin;mso-bidi-font-family:"Times New Roman";mso-bidi-theme-font:minor-bidi;
mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">签定合同</span>
<span style="font-size:10.5pt;mso-bidi-font-size:11.0pt;
font-family:宋体;mso-ascii-font-family:Calibri;mso-ascii-theme-font:minor-latin;
mso-fareast-theme-font:minor-fareast;mso-hansi-font-family:Calibri;mso-hansi-theme-font:
minor-latin;mso-bidi-font-family:"Times New Roman";mso-bidi-theme-font:minor-bidi;
mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">落实担保</span>
<span style="font-size:10.5pt;mso-bidi-font-size:11.0pt;
font-family:"Calibri","sans-serif";mso-ascii-theme-font:minor-latin;mso-fareast-font-family:
宋体;mso-fareast-theme-font:minor-fareast;mso-hansi-theme-font:minor-latin;
mso-bidi-font-family:"Times New Roman";mso-bidi-theme-font:minor-bidi;
mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA"> </span><span style="font-size:10.5pt;
mso-bidi-font-size:11.0pt;font-family:宋体;mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;mso-fareast-theme-font:minor-fareast;
mso-hansi-font-family:Calibri;mso-hansi-theme-font:minor-latin;mso-bidi-font-family:
"Times New Roman";mso-bidi-theme-font:minor-bidi;mso-ansi-language:EN-US;
mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">贷款获取</span>
<span style="font-size:10.5pt;mso-bidi-font-size:11.0pt;
font-family:宋体;mso-ascii-font-family:Calibri;mso-ascii-theme-font:minor-latin;
mso-fareast-theme-font:minor-fareast;mso-hansi-font-family:Calibri;mso-hansi-theme-font:
minor-latin;mso-bidi-font-family:"Times New Roman";mso-bidi-theme-font:minor-bidi;
mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">还款</span>
建设银行的相关介绍
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA;layout-grid-mode:line">小企业一般授信业务</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">贷款额度</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA;layout-grid-mode:line">最高<span lang="EN-US">3000</span>万元</span>
<span style="font-size:7.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:宋体;color:#666666;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA"> </span><span style="font-size:10.5pt;
font-family:宋体;mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">贷款期限</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">以<span lang="EN-US">1</span>年以内为主，最长不超过<span lang="EN-US">3</span>年</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Times New Roman";mso-hansi-font-family:"Times New Roman";
mso-bidi-font-family:宋体;color:gray;mso-themecolor:background1;mso-themeshade:
128;mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">外保内贷业务</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Times New Roman";mso-hansi-font-family:"Times New Roman";
mso-bidi-font-family:宋体;color:gray;mso-themecolor:background1;mso-themeshade:
128;mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">贷款额度最高不超过人民币</span><span lang="EN-US" style="font-size:
10.5pt;font-family:"Times New Roman","serif";mso-fareast-font-family:宋体;
color:gray;mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;
mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">3000</span><span style="font-size:10.5pt;font-family:宋体;mso-ascii-font-family:"Times New Roman";
mso-hansi-font-family:"Times New Roman";mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">万元或等值外币</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Times New Roman";mso-hansi-font-family:"Times New Roman";
mso-bidi-font-family:宋体;color:gray;mso-themecolor:background1;mso-themeshade:
128;mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">贷款期限最长不超过</span><span lang="EN-US" style="font-size:
10.5pt;font-family:"Times New Roman","serif";mso-fareast-font-family:宋体;
color:gray;mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;
mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">1</span><span style="font-size:10.5pt;font-family:宋体;mso-ascii-font-family:"Times New Roman";
mso-hansi-font-family:"Times New Roman";mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">年</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA;layout-grid-mode:line">“供应贷”业务</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">贷款额度单户贷款金额最高为<span lang="EN-US">1000</span>万元（含）</span>
子主题
子主题
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">贷款期限最长<span lang="EN-US">12</span>个月（含）</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">置业贷”业务</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">贷款额度贷款额度最高不超过人民币<span lang="EN-US">3000</span>万元，且不超过所置业交易价格或评估价值（以两者较低额为准）的一定比例</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">贷款期限一般不超过<span lang="EN-US">5</span>年，最长不超过<span lang="EN-US">7</span>年</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">“保贷通”业务</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">贷款额度最高不超过<span lang="EN-US">2000</span>万元。</span>
子主题
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">贷款期限贷款期限最长不超过<span lang="EN-US">1</span>年，且在企业贷款履约保证保险的保险期间内</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">商盟贷”业务</span>
<p class="MsoNormal" align="left" style="text-indent: 21pt; line-height: 23pt;"><span style="mso-bidi-font-size:<br>10.5pt;font-family:宋体;mso-ascii-theme-font:minor-fareast;mso-fareast-font-family:<br>宋体;mso-fareast-theme-font:minor-fareast;mso-hansi-theme-font:minor-fareast;<br>mso-bidi-font-family:宋体;color:gray;mso-themecolor:background1;mso-themeshade:<br>128;mso-font-kerning:0pt">贷款额度</span><span style="color: gray; font-family: 宋体; font-size: 10.5pt;">单户贷款额度最高</span><span lang="EN-US" style="color: gray; font-family: 宋体; font-size: 10.5pt;">2000</span><span style="color: gray; font-family: 宋体; font-size: 10.5pt;">万元</span></p>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">贷款期限贷款授信有效期最长不超过一年，单笔贷款期限不超过一年。</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">“租贷通”业务</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">贷款额度贷款额度不超过商户与卖场签订的租赁协议中约定的一年租金总额，最高不超过<span lang="EN-US">300</span>万元</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">贷款期限不超过一年</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">“诚贷通”小额无抵押贷款</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">贷款额度 贷款额度最高<span lang="EN-US">100</span>万元。</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">贷款期限借款额度有效期最长不超过<span lang="EN-US">1</span>年（含），在额度有效期内可随时申请支用额度借款。</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">“资贷通”业务</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">贷款期限流动资金贷款期限最长<span lang="EN-US">3</span>年，固定资产贷款按照建设银行相关规定执行</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">“影视贷”业务</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:#666666;
mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA">贷款期限不超过一年</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">“快捷贷”业务</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">贷款额度单户贷款金额最高为<span lang="EN-US">3000</span>万元</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">贷款期限贷款期限最长<span lang="EN-US">1</span>年。</span>
<span style="font-size:12.0pt;mso-bidi-font-size:10.5pt;
font-family:宋体;mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA;layout-grid-mode:line">“创业贷”业务</span>
<span style="font-size:12.0pt;mso-bidi-font-size:10.5pt;
font-family:宋体;mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">贷款额度贷款额度最高<span lang="EN-US">100</span>万元，在贷款额度有效期内随借随还、循环使用。</span>
<span style="font-size:12.0pt;mso-bidi-font-size:10.5pt;
font-family:宋体;mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">贷款期限循环额度有效期最长<span lang="EN-US">1</span>年（含），在核定的有效期内借款人可随时申请支用</span>
<span style="font-size:12.0pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">“善融贷”业务</span>
<span style="font-size:12.0pt;mso-bidi-font-size:10.5pt;
font-family:宋体;mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA;layout-grid-mode:line">贷款额度最高为<span lang="EN-US">200</span>万元（含），在贷款额度有效期内随借随还、循环使用</span>
<span style="font-size:12.0pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">贷款期限</span><span style="font-size:12.0pt;mso-bidi-font-size:10.5pt;font-family:宋体;mso-ascii-theme-font:
minor-fareast;mso-fareast-theme-font:minor-fareast;mso-hansi-theme-font:minor-fareast;
mso-bidi-font-family:宋体;color:gray;mso-themecolor:background1;mso-themeshade:
128;mso-font-kerning:0pt;mso-ansi-language:EN-US;mso-fareast-language:ZH-CN;
mso-bidi-language:AR-SA;layout-grid-mode:line">循环额度有效期最长<span lang="EN-US">1</span>年（含），在核定的有效期内可随时申请支用。</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">“信用贷”一般业务</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">贷款额度一般客户单户贷款金额不超过<span lang="EN-US">200</span>万元；企业主为私人银行客户的，最高不超过<span lang="EN-US">1000</span>万元。</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-theme-font:minor-fareast;mso-fareast-theme-font:minor-fareast;
mso-hansi-theme-font:minor-fareast;mso-bidi-font-family:宋体;color:gray;
mso-themecolor:background1;mso-themeshade:128;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA;layout-grid-mode:line">贷款期限最长为<span lang="EN-US">9</span>个月（含）</span>
农业银行的相关介绍
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Microsoft Yahei";mso-hansi-font-family:"Microsoft Yahei";
mso-bidi-font-family:宋体;color:black;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">短期流动资金贷款</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Microsoft Yahei";mso-hansi-font-family:"Microsoft Yahei";
mso-bidi-font-family:宋体;color:black;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">中期流动资金贷款</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Microsoft Yahei";mso-hansi-font-family:"Microsoft Yahei";
mso-bidi-font-family:宋体;color:black;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">一般流动资金贷款</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Microsoft Yahei";mso-hansi-font-family:"Microsoft Yahei";
mso-bidi-font-family:宋体;color:black;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">可循环流动资金贷款</span>
办理流程
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Microsoft Yahei";mso-hansi-font-family:"Microsoft Yahei";
mso-bidi-font-family:宋体;color:black;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">提出书面申请</span>
<span style="font-size:10.5pt;font-family:宋体;<br>mso-ascii-font-family:"Microsoft Yahei";mso-hansi-font-family:"Microsoft Yahei";<br>mso-bidi-font-family:宋体;color:black;mso-font-kerning:0pt;mso-ansi-language:<br>EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">提供资料</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Microsoft Yahei";mso-hansi-font-family:"Microsoft Yahei";
mso-bidi-font-family:宋体;color:black;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">注册登记或批准成立的有关文件及其最新有效的年检证明</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Microsoft Yahei";mso-hansi-font-family:"Microsoft Yahei";
mso-bidi-font-family:宋体;color:black;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">经年检的组织机构代码证，有效的税务登记证及近期的纳税证明，法定代表人身份有效证明或法定代表人授权的委托书</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Microsoft Yahei";mso-hansi-font-family:"Microsoft Yahei";
mso-bidi-font-family:宋体;color:black;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">企（事）业章程或合资、合作的合同或协议，验资证明</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Microsoft Yahei";mso-hansi-font-family:"Microsoft Yahei";
mso-bidi-font-family:宋体;color:black;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">人民银行核发经年检有效的贷款卡</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Microsoft Yahei";mso-hansi-font-family:"Microsoft Yahei";
mso-bidi-font-family:宋体;color:black;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">公司章程对办理信贷业务有限制的，需提供章程要求的股东会或董事会决议或其他文件</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Microsoft Yahei";mso-hansi-font-family:"Microsoft Yahei";
mso-bidi-font-family:宋体;color:black;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">近三年年度财务报告及最近一期财务报表，成立不足三年的，提交成立以来的年度财务报告及最近一期财务报表。农业银行认为有必要的，应提供经审计的财务报告</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Microsoft Yahei";mso-hansi-font-family:"Microsoft Yahei";
mso-bidi-font-family:宋体;color:black;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">印鉴卡、法定代表人及授权代理人签字式样；</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Microsoft Yahei";mso-hansi-font-family:"Microsoft Yahei";
mso-bidi-font-family:宋体;color:black;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">采取担保方式的，还应提供担保相关资料；</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Microsoft Yahei";mso-hansi-font-family:"Microsoft Yahei";
mso-bidi-font-family:宋体;color:black;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">生产经营计划或购销合同等反映客户资金需求的凭证、资料，进出口批文及批准使用外汇的有效文件</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Microsoft Yahei";mso-hansi-font-family:"Microsoft Yahei";
mso-bidi-font-family:宋体;color:black;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">其他资料</span>
<span style="font-size:10.5pt;font-family:宋体;
mso-ascii-font-family:"Microsoft Yahei";mso-hansi-font-family:"Microsoft Yahei";
mso-bidi-font-family:宋体;color:black;mso-font-kerning:0pt;mso-ansi-language:
EN-US;mso-fareast-language:ZH-CN;mso-bidi-language:AR-SA">注：具体开办的业务种类及办理程序、办理条件等以中国农业银行当地分行有关规定为准</span>
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