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车辆保险

2016-12-23 11:54:18   0  举报

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车辆保险简介

保险

财险

模版推荐

作者其他创作

大纲/内容

产品介绍

强制购买—交强险

险种定义

机动车交通事故强制保险（简称交强险）根据《机动车交通事故责任强制保险条例》规定，指保险期内由保险公司对保险机动车发生交通事故造成本车人员、被保险人以外（第三者）的受害人的人身伤亡、财产损失，在责任限额内予以赔偿的强制性责任保险

赔偿限额

有责事故

死亡伤残赔偿限额110,000元

医疗费用赔偿限额10,000元

财产损失赔偿限额2,000元

无责事故

死亡伤残赔偿限额11,000元

医疗费用赔偿限额1,000元

财产损失赔偿限额100元

基础费率

<table class="MsoNormalTable" style="border-collapse:collapse;width:360.0000pt;margin-left:-3.6000pt;mso-table-layout-alt:fixed;mso-padding-alt:1.5000pt 1.5000pt 1.5000pt 1.5000pt ;"><tbody><tr style="height:32.5000pt;"><td width="480" valign="center" colspan="4" style="width: 360pt; padding: 3.75pt 12pt 3.75pt 9pt; border: 1pt solid rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">机动车交通事故责任强制保险基础费率表（常见）<o:p></o:p></td></tr><tr style="height:32.5000pt;"><td width="109" valign="center" rowspan="2" style="width: 82pt; padding: 3.75pt 12pt 3.75pt 9pt; border-left-width: 1pt; border-style: none solid solid; border-left-color: rgb(153, 153, 153); border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">车辆大类<o:p></o:p></td><td width="53" valign="center" rowspan="2" style="width: 40.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: solid solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-top-width: 1pt; border-top-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">序号<o:p></o:p></td><td width="215" valign="center" rowspan="2" style="width: 161.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: solid solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-top-width: 1pt; border-top-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">车辆明细分类<o:p></o:p></td><td width="101" valign="center" rowspan="2" style="width: 76.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: solid solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-top-width: 1pt; border-top-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">保费 /元</td></tr><tr style="height:32.5000pt;"></tr><tr style="height:32.5000pt;"><td width="109" valign="center" rowspan="2" style="width: 82pt; padding: 3.75pt 12pt 3.75pt 9pt; border-left-width: 1pt; border-style: none solid solid; border-left-color: rgb(153, 153, 153); border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">家庭自用车<o:p></o:p></td><td width="53" valign="center" style="width: 40.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">1<o:p></o:p></td><td width="215" valign="center" style="width: 161.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">家庭自用汽车6座以下<o:p></o:p></td><td width="101" valign="center" style="width: 76.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">950<o:p></o:p></td></tr><tr style="height:32.5000pt;"><td width="53" valign="center" style="width: 40.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">2<o:p></o:p></td><td width="215" valign="center" style="width: 161.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">家庭自用汽车6座及以上<o:p></o:p></td><td width="101" valign="center" style="width: 76.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">1,100<o:p></o:p></td></tr><tr style="height:32.5000pt;"><td width="109" valign="center" rowspan="2" style="width: 82pt; padding: 3.75pt 12pt 3.75pt 9pt; border-left-width: 1pt; border-style: none solid solid; border-left-color: rgb(153, 153, 153); border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">非营业客车<o:p></o:p></td><td width="53" valign="center" style="width: 40.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">3<o:p></o:p></td><td width="215" valign="center" style="width: 161.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">企业非营业汽车6座以下<o:p></o:p></td><td width="101" valign="center" style="width: 76.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">1,000<o:p></o:p></td></tr><tr style="height:32.5000pt;"><td width="53" valign="center" style="width: 40.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">4<o:p></o:p></td><td width="215" valign="center" style="width: 161.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">企业非营业汽车6-10座<o:p></o:p></td><td width="101" valign="center" style="width: 76.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">1,130<o:p></o:p></td></tr><tr style="height:32.5000pt;"><td width="109" valign="center" rowspan="2" style="width: 82pt; padding: 3.75pt 12pt 3.75pt 9pt; border-left-width: 1pt; border-style: none solid solid; border-left-color: rgb(153, 153, 153); border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">营业客车<o:p></o:p></td><td width="53" valign="center" style="width: 40.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">5<o:p></o:p></td><td width="215" valign="center" style="width: 161.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">营业出租租赁6座以下<o:p></o:p></td><td width="101" valign="center" style="width: 76.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">1,800<o:p></o:p></td></tr><tr style="height:32.5000pt;"><td width="53" valign="center" style="width: 40.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">6<o:p></o:p></td><td width="215" valign="center" style="width: 161.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">营业出租租赁6-10座<o:p></o:p></td><td width="101" valign="center" style="width: 76.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">2,360<o:p></o:p></td></tr><tr style="height:32.5000pt;"><td width="109" valign="center" rowspan="2" style="width: 82pt; padding: 3.75pt 12pt 3.75pt 9pt; border-left-width: 1pt; border-style: none solid solid; border-left-color: rgb(153, 153, 153); border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">非营业货车<o:p></o:p></td><td width="53" valign="center" style="width: 40.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">7<o:p></o:p></td><td width="215" valign="center" style="width: 161.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">非营业货车2吨以下<o:p></o:p></td><td width="101" valign="center" style="width: 76.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">1,200<o:p></o:p></td></tr><tr style="height:32.5000pt;"><td width="53" valign="center" style="width: 40.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">8<o:p></o:p></td><td width="215" valign="center" style="width: 161.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">非营业货车2-5吨<o:p></o:p></td><td width="101" valign="center" style="width: 76.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">1,470<o:p></o:p></td></tr><tr style="height:32.5000pt;"><td width="109" valign="center" rowspan="4" style="width: 82pt; padding: 3.75pt 12pt 3.75pt 9pt; border-left-width: 1pt; border-style: none solid solid; border-left-color: rgb(153, 153, 153); border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">营业货车<o:p></o:p></td><td width="53" valign="center" style="width: 40.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">9<o:p></o:p></td><td width="215" valign="center" style="width: 161.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">营业货车2吨以下<o:p></o:p></td><td width="101" valign="center" style="width: 76.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">1,850<o:p></o:p></td></tr><tr style="height:32.5000pt;"><td width="53" valign="center" style="width: 40.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">10<o:p></o:p></td><td width="215" valign="center" style="width: 161.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">营业货车2-5吨<o:p></o:p></td><td width="101" valign="center" style="width: 76.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">3,070<o:p></o:p></td></tr><tr style="height:32.5000pt;"><td width="53" valign="center" style="width: 40.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">11<o:p></o:p></td><td width="215" valign="center" style="width: 161.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">营业货车5-10吨<o:p></o:p></td><td width="101" valign="center" style="width: 76.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">3,450<o:p></o:p></td></tr><tr style="height:32.5000pt;"><td width="53" valign="center" style="width: 40.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">12<o:p></o:p></td><td width="215" valign="center" style="width: 161.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">营业货车10吨以上<o:p></o:p></td><td width="101" valign="center" style="width: 76.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">4,480<o:p></o:p></td></tr><tr style="height:34.3500pt;"><td width="109" valign="center" style="width: 82pt; padding: 3.75pt 12pt 3.75pt 9pt; border-left-width: 1pt; border-style: none solid solid; border-left-color: rgb(153, 153, 153); border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">摩托车<o:p></o:p></td><td width="53" valign="center" style="width: 40.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid outset none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: windowtext; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">13<o:p></o:p></td><td width="215" valign="center" style="width: 161.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid outset none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: windowtext; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">摩托车50CC-250CC（含）<o:p></o:p></td><td width="101" valign="center" style="width: 76.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">120<o:p></o:p></td></tr></tbody></table>

浮动折扣

<table class="MsoNormalTable" align="center" style="border-collapse:collapse;width:332.0000pt;margin-left:-3.6000pt;mso-table-layout-alt:fixed;mso-padding-alt:1.5000pt 1.5000pt 1.5000pt 1.5000pt ;"><tbody><tr style="height:31.7000pt;"><td width="216" valign="top" style="width: 162.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border: 1pt solid rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">标的车情况<o:p></o:p></td><td width="84" valign="top" style="width: 63.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: solid solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-top-width: 1pt; border-top-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">费率折扣<o:p></o:p></td><td width="141" valign="top" style="width: 106.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: solid solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-top-width: 1pt; border-top-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">例如5座家庭自用车<o:p></o:p></td></tr><tr style="height:31.7000pt;"><td width="216" valign="top" style="width: 162.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-left-width: 1pt; border-style: none solid solid; border-left-color: rgb(153, 153, 153); border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">新车/过户车<o:p></o:p></td><td width="84" valign="top" style="width: 63.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">100%<o:p></o:p></td><td width="141" valign="top" style="width: 106.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">950元<o:p></o:p></td></tr><tr style="height:31.7000pt;"><td width="216" valign="top" style="width: 162.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-left-width: 1pt; border-style: none solid solid; border-left-color: rgb(153, 153, 153); border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">上年无出险<o:p></o:p></td><td width="84" valign="top" style="width: 63.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">90%<o:p></o:p></td><td width="141" valign="top" style="width: 106.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">855元<o:p></o:p></td></tr><tr style="height:31.7000pt;"><td width="216" valign="top" style="width: 162.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-left-width: 1pt; border-style: none solid solid; border-left-color: rgb(153, 153, 153); border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">连续两年无出险<o:p></o:p></td><td width="84" valign="top" style="width: 63.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">80%<o:p></o:p></td><td width="141" valign="top" style="width: 106.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">760元<o:p></o:p></td></tr><tr style="height:31.7000pt;"><td width="216" valign="top" style="width: 162.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-left-width: 1pt; border-style: none solid solid; border-left-color: rgb(153, 153, 153); border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">连续三年及以上无出险<o:p></o:p></td><td width="84" valign="top" style="width: 63.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">70%<o:p></o:p></td><td width="141" valign="top" style="width: 106.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">665元<o:p></o:p></td></tr><tr style="height:31.7000pt;"><td width="216" valign="top" style="width: 162.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-left-width: 1pt; border-style: none solid solid; border-left-color: rgb(153, 153, 153); border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">上年有责出险一次且不涉及死亡<o:p></o:p></td><td width="84" valign="top" style="width: 63.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">100%<o:p></o:p></td><td width="141" valign="top" style="width: 106.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">950元<o:p></o:p></td></tr><tr style="height:31.7000pt;"><td width="216" valign="top" style="width: 162.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-left-width: 1pt; border-style: none solid solid; border-left-color: rgb(153, 153, 153); border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">上年有责出险两次且不涉及死亡<o:p></o:p></td><td width="84" valign="top" style="width: 63.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">110%<o:p></o:p></td><td width="141" valign="top" style="width: 106.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">1045元<o:p></o:p></td></tr><tr style="height:33.2000pt;"><td width="216" valign="top" style="width: 162.55pt; padding: 3.75pt 12pt 3.75pt 9pt; border-left-width: 1pt; border-style: none solid solid; border-left-color: rgb(153, 153, 153); border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">上年有责事故造成死亡<o:p></o:p></td><td width="84" valign="top" style="width: 63.05pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">130%<o:p></o:p></td><td width="141" valign="top" style="width: 106.4pt; padding: 3.75pt 12pt 3.75pt 9pt; border-style: none solid solid none; border-right-width: 1pt; border-right-color: rgb(153, 153, 153); border-bottom-width: 1pt; border-bottom-color: rgb(153, 153, 153); background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">1235元<o:p></o:p></td></tr></tbody></table>

赔偿范围

死亡伤残

丧葬费

定义：侵害自然人的生命权致使受害人死亡的，受害人的亲属对死亡的受害人进行安葬所产生的丧葬费用的支出。一般用于逝者服装、整容、遗体存放、运送、告别仪式、火化、骨灰盒、骨灰存放等，这明显是一种财产损失，对此种损失赔偿义务人应当进行赔偿

计算标准：丧葬费=受诉法院所在地上一年度职工月平均工资标准×6个月

死亡补偿费

按照交通事故发生地人均可支配性收入计算，补偿20年，六十以上每增加一岁减少一年，对七十五周岁以上的五年

受害人亲属办丧交通费

按照当事人实际必需的费用计算凭据支付

伤残赔偿金

根据受害人丧失劳动能力程度或者伤残等级，按照受诉法院所在地上一年度城镇居民人均可支配收入或者农村居民人均纯收入标准，自定残之日起按二十年计算。但六十周岁以上的，年龄每增加一岁减少一年；七十五周岁以上的，按五年计算

伤残赔偿金要根据伤者年龄、伤残等级、户籍性质才能确定，伤残系数十级是10%，九级是20%，八级是30%一次类推。城镇的赔偿标准34757一年，农村的赔偿标准为13360一年

残疾辅助器具费

因残疾需要配制补偿功能的器具的，凭医院证明按照普及型器具的费用计算

陪人费

提供护理发票按发票价，提供不了按80元/天

康复费

交通费

交通费根据受害人及其必要的陪护人员因就医或者转院治疗实际发生的费用计算。交通费应当以正式票据为凭；有关凭据应当与就医地点、时间、人数、次数相符合

被扶养人生活费

以死者生前或残疾者丧失劳动能力之前实际抚养的没有其他生活来源的人为限，按照交通事故发生地居民生活困难补助标准计算，对不满十八周岁的抚养到十八周岁，对无劳动能力的人，抚养二十年，但六十周岁以上的每增一岁减少一年，七十五周岁以上的，按五年计算

住宿费

按照交通事故发生地国家机关一般工作人员出差住宿费标准计算凭据支付

误工费

女18-55岁，男18-60岁期间，有误工，提供不了工资单、误工证明、劳动合同和营业执照的情况下，按最低标准，农村户口100/天，城镇户口150/天

法院判决或调解的精神损害抚慰金

医疗费用

医疗费

按医保标准核定，实际赔偿是发票的八五成到九成（自费药除外）

诊疗费

住院费

住院伙食补助费

住院期间100-150元/天

必要、合理的后续治疗费

整容费

营养费

垫付的

有责和无责赔偿医疗限额内垫付

垫付情形

驾驶人未取得驾驶资格

驾驶人醉酒

被保险机动车被盗抢期间肇事的

被保险人故意制造的交通事故

不垫付情形

受害人故意造成的损失

被保险人自己和车上的财产损失

交通事故引发的各种间接损失

交通事故产生的仲裁或是诉讼费用

理赔资料

被保险人提供

交强险保单

被保险人和受害人的有效身份证明

被保险机动车行驶证

驾驶人的驾驶证

其它资料

受害人财产损失程度证明

人身伤残程度证明

相关医疗证明

有关损失清单和费用单据

保险公司提供

索赔申请书

交通部门提供

事故证明

代缴纳税—车船税

税赋定义

<div style="text-indent: 28px;">指在我国境内应依法到公安、交通、农业、渔业、军事等管理部门办理登记的车辆、船舶，根据其种类按照规定的计税依据和年税额标准计算征收的一种财产税</div>

税收费率

摩托车

城镇户口36元

农村户口0元

货车

按整备质量吨位（广东16元/吨）

轿车客车

<table class="MsoTableGrid" style="border-collapse:collapse;width:219.0000pt;mso-table-layout-alt:fixed;mso-padding-alt:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;"><tbody><tr style="height:15.7500pt;"><td width="292" valign="top" colspan="2" style="width:219.0000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:1.0000pt solid windowtext;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">轿车和9座以下客车<o:p></o:p></td></tr><tr style="height:15.7500pt;"><td width="146" valign="top" style="width:109.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">排量<o:p></o:p></td><td width="146" valign="top" style="width:109.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:1.0000pt solid windowtext;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">每年税费（元）<o:p></o:p></td></tr><tr style="height:15.7500pt;"><td width="146" valign="top" style="width:109.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">1.0L（含）以下<o:p></o:p></td><td width="146" valign="top" style="text-align: center; width: 109.5pt; padding: 0pt 5.4pt; border-left: none; border-right: 1pt solid windowtext; border-top: none; border-bottom: 1pt solid windowtext;">60</td></tr><tr style="height:15.7500pt;"><td width="146" valign="top" style="width:109.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">1.0-1.6L（含）减税车型<o:p></o:p></td><td width="146" valign="top" style="text-align: center; width: 109.5pt; padding: 0pt 5.4pt; border-left: none; border-right: 1pt solid windowtext; border-top: none; border-bottom: 1pt solid windowtext;">150</td></tr><tr style="height:15.7500pt;"><td width="146" valign="top" style="width:109.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">1.0-1.6L（含）<o:p></o:p></td><td width="146" valign="top" style="width:109.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">300</td></tr><tr style="height:15.7500pt;"><td width="146" valign="top" style="width:109.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">1.6-2.0L（含）<o:p></o:p></td><td width="146" valign="top" style="width:109.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">360</td></tr><tr style="height:15.7500pt;"><td width="146" valign="top" style="width:109.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">2.0-2.5L（含）<o:p></o:p></td><td width="146" valign="top" style="width:109.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">720<o:p></o:p></td></tr><tr style="height:15.7500pt;"><td width="146" valign="top" style="width:109.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">2.5-3.0L（含）<o:p></o:p></td><td width="146" valign="top" style="width:109.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">1200<o:p></o:p></td></tr><tr style="height:15.7500pt;"><td width="146" valign="top" style="width:109.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">3.0-4.0L（含）<o:p></o:p></td><td width="146" valign="top" style="width:109.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">2400<o:p></o:p></td></tr><tr style="height:16.2500pt;"><td width="146" valign="top" style="width:109.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">4.0L以上<o:p></o:p></td><td width="146" valign="top" style="width:109.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">3600<o:p></o:p></td></tr></tbody></table>

缴税须知

缴税途径

地税局

江门市蓬江区地税局管理股

地址：蓬江区建设路88号

保险公司代缴

和交强险一起购买

车管所

江门市公安局交警支队车管所

地址：江门市建设三路新车站正对面

电话：0750-3456539

江门市公安局交警支队车管所驻驾协交通管理服务站

地址：蓬江区天龙三街3座附近

缴税时间

当年1.1-12.31

缴税资料

个人

身份证原件及复印件

行驶证或车辆登记证原件及复印件

异地车提供购车发票或出厂合格证或进口凭证原件及复印件

免税车型提供主管地税机关提供的免税证明及复印件

主管地税机关要求的其他资料

单位

组织机构代码证及复印件，办理税务登记的单位提供税务登记证及复印件

行驶证或车辆登记证原件及复印件

异地车提供购车发票或出厂合格证或进口凭证原件及复印件

免税车型提供主管地税机关提供的免税证明及复印件

主管地税机关要求的其他资料

自愿购买—商业险

险种介绍

四大主险

车辆损失险

险种定义

赔付因碰撞、倾覆（翻车）、坠落（整车腾空）、火灾、爆炸、常见自然灾害和地质灾害（地震海啸除外）等原因造成被保险人车辆的损失<o:p></o:p>

常见免赔

肇事逃逸、酒驾毒驾、无牌无证、维修保养期间、地震海啸、本身质量和磨损问题、人为砸车、车轮单独损坏（包括轮辋、轮毂罩）<o:p></o:p>

无买附加险免赔

被盗被抢、玻璃单独破碎、新增设备损失、车身划痕、发动机进水导致发动机损失、找不到第三者免赔30%、根据事故责任有不同的免赔率，违反安全装载规定，免赔10%<o:p></o:p>

保额确定

新车购置价减去折旧后的实际价值或者市场公允价值，具体以行驶证为准<o:p></o:p>

第三者责任险

险种定义

为交强险的补充，赔付第三者遭受到的人身伤亡或财产损失，对于超出交强险各分项赔偿限额的部分赔偿<o:p></o:p>

常见免赔

故意破坏或者伪造现场、酒驾毒驾、无牌无证、维修保养期间、全车被盗抢或下落不明期间、使用性质变更、停车费、保管费、扣车费、罚款、律师费、诉讼费、精神损失费、营养费、自费药<o:p></o:p>

免赔额

本方负次要事故责任，免赔5%；同等责任，免赔10%，主要责任，免赔15%；全部责任，免赔20%；违反安全装载规定，免赔10%<o:p></o:p>

常见保额

10万、20万、30万、50万、100万、150万（50万以上为50万的倍数，最高1000万）<o:p></o:p>

建议保额

一般家用汽车推荐购买50万，如果经常外出一二线城市，跑高速的车主推荐100万-150万；5吨以下货车推荐购买100万，5吨以上货车推荐购买150万<o:p></o:p>

司机乘客责任险

险种定义

赔付因机动车行驶过程中发生意外事故，致使本车上人员（包括正在上下车人员）遭受人身伤亡的损失<o:p></o:p>

常见免赔

故意破坏或者伪造现场、酒驾毒驾、无牌无证、维修保养期间、全车被盗抢或下落不明期间、使用性质变更、故意自杀、疾病、分娩、斗殴、犯罪、罚款、自费药、律师费、诉讼费、精神损失费、营养费<o:p></o:p>

免赔额

常见保额

每座1万、2万、3万（1万的倍数，最高100万/座）<o:p></o:p>

建议保额

司乘每座2万保额，经常借车的客户建议适当加大每座保额<o:p></o:p>司机位只有一位，乘客位根据行驶证核定载人数确定，例如5座小车，乘客需要购买4座，乘客座位不可以选择部分购买<o:p></o:p>

全车盗抢险

险种定义

保障本车被盗窃、抢劫、抢夺，经公安刑侦部门立案证明，满60天未查明下落的全车损失，也赔偿被盗被抢后，受到损害或车上零部件、附属设备丢失需要修复的合理费用

常见免赔

无公安刑侦部门出具的盗抢证明、故意破坏或者伪造现场和证据、维修保养期间、地震海啸、非全车遭盗窃，仅车上零部件或附属设备被盗抢或损坏

免赔额

发生全车损失的，绝对免赔率为20%<o:p></o:p>未能提供《机动车登记证书》、机动车来历凭证，每缺一项，增加1%绝对免赔率<o:p></o:p>

附加险

不计免赔

投保条件

投保了任一主险或者有免赔率的附加险均可投保<o:p></o:p>

险种定义

对应投保的险种约定的免赔率应当由被保险人自行承担的免赔金额部分，保险人负责赔偿<o:p></o:p>

常见免赔

找不到第三者（需要购买找不到第三者特约险）

违反安全装载规定而增加10%

其他绝对免赔情况，例如盗抢和自燃绝对免赔20%

建议购买

能买则买，价廉物美

玻璃单独破碎

投保条件

投保了车损险才可以附加，无保额确定<o:p></o:p>

险种定义

赔偿本车挡风玻璃或车窗玻璃的单独破碎的实际损失金额<o:p></o:p>

免赔情况

安装、维修过程中产生的玻璃单独破碎不赔付<o:p></o:p>

建议购买

自燃损失

投保条件

投保了车损险才可以附加，保额等同车损保额

险种定义

赔付在没有外界火源情况下，由于本车电器、线路、供油系统、供气系统等自身原因或所载货物自身原因起火燃烧造成本车的损失

免赔情况

自燃仅造成本车电器、线路、供油系统、供气系统的损失

擅自改装、加装设备导致起火造成的损失

人工直接供油、高温烘烤等违法车辆安全操作规则造成的损失

每次事故有20%绝对免赔

建议购买

4-7年车龄购买

车身划痕

投保条件

投保了车损险才可以附加

险种定义

赔偿发生无明显碰撞痕迹的车身划痕损失，无凹痕撞痕<o:p></o:p>

免赔情况

被保险人及其家庭成员故意行为<o:p></o:p>

子主题

常见保额

2,000元

5,000元

10,000元

20,000元

建议购买

30万以下车辆5,000元

30万以上车辆10,000元

涉水险

投保条件

投保了车损险才可以附加

险种定义

赔偿本车因发动机进水后导致发动机的直接损毁<o:p></o:p>

免赔情况

每次事故绝对免赔15%

涉水熄火后二次强行打火

建议购买

车损找不到第三者

投保条件

投保了车损险才可以附加

险种定义

本车损失由于第三方责任造成的，但是因无法找到第三方而增加的自行承担的30%的免赔金额，由保险人负责赔偿<o:p></o:p>

建议购买

凡购买车损险都推荐买上<o:p></o:p>

······

浮动折扣

非营运性质

<table class="MsoTableGrid" style="border-collapse:collapse;width:377.0000pt;mso-table-layout-alt:fixed;mso-padding-alt:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;"><tbody><tr style="height:31.3500pt;"><td width="251" valign="top" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:1.0000pt solid windowtext;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">出险情况<o:p></o:p></td><td width="251" valign="top" colspan="2" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:1.0000pt solid windowtext;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">费率系数<o:p></o:p></td></tr><tr style="height:31.3500pt;"><td width="251" valign="top" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">新车<o:p></o:p></td><td width="125" valign="top" style="width:94.2500pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">0.95（含车损）<o:p></o:p></td><td width="125" valign="top" style="width:94.2500pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:1.0000pt solid windowtext;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">1（不含车损）<o:p></o:p></td></tr><tr style="height:20.8000pt;"><td width="251" valign="top" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">过户车、无上年保单<o:p></o:p></td><td width="125" valign="top" style="width:94.2500pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">0.75(8年内车龄)<o:p></o:p></td><td width="125" valign="top" style="width:94.2500pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">0.9（8年以上）<o:p></o:p></td></tr><tr style="height:31.3500pt;"><td width="251" valign="top" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">上年无出险<o:p></o:p></td><td width="251" valign="top" colspan="2" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">0.5419</td></tr><tr style="height:31.3500pt;"><td width="251" valign="top" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">连续两年无出险<o:p></o:p></td><td width="251" valign="top" colspan="2" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">0.4463</td></tr><tr style="height:31.3500pt;"><td width="251" valign="top" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">连续三年无出险<o:p></o:p></td><td width="251" valign="top" colspan="2" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">0.3825</td></tr><tr style="height:31.3500pt;"><td width="251" valign="top" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">上年出险一次<o:p></o:p></td><td width="251" valign="top" colspan="2" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">0.6375</td></tr><tr style="height:31.3500pt;"><td width="251" valign="top" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">上年出险两次<o:p></o:p></td><td width="251" valign="top" colspan="2" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">0.7969</td></tr><tr style="height:31.3500pt;"><td width="251" valign="top" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">上年出险三次<o:p></o:p></td><td width="251" valign="top" colspan="2" style="text-align: center; width: 188.5pt; padding: 0pt 5.4pt; border-left: none; border-right: 1pt solid windowtext; border-top: none; border-bottom: 1pt solid windowtext;">0.9563</td></tr><tr style="height:31.3500pt;"><td width="251" valign="top" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">上年出险四次<o:p></o:p></td><td width="251" valign="top" colspan="2" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">1.1156</td></tr><tr style="height:32.5000pt;"><td width="251" valign="top" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:1.0000pt solid windowtext;mso-border-left-alt:0.5000pt solid windowtext;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">上年出险五次以上<o:p></o:p></td><td width="251" valign="top" colspan="2" style="width:188.5000pt;padding:0.0000pt 5.4000pt 0.0000pt 5.4000pt ;border-left:none;;mso-border-left-alt:none;;border-right:1.0000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;border-top:none;;mso-border-top-alt:0.5000pt solid windowtext;border-bottom:1.0000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;">1.275</td></tr></tbody></table>

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