APP
Choose palmpay virtual card and enter card number
虚拟卡外部充值
是
Yes
Complete internal processing
标记异常来账请求
Etranzact
响应外部来账请求
刷新卡余额
通知外部来帐
完成记账
用户端外发起转账
判断该卡是否有内部开通记录
palmpay
交易
否
Record external transactions to the statement
invalid
No
NO
通知用户外部充值成功
账户
Successful
Bank APP/ USSD
外部收款机构
Invoke Palmpay's callback API to notify external transactions
Valid
外部来账成功后业务操作1. 变更订单状态2. palmpay用户通知3. 交易历史通知
完成外部来帐
End the transaction
判断内部余额和渠道余额是否有差额
Credit the virtual card
接收外部来账信息
External Transactions
Verify the card validity
判断外部来账业务类型
用户输入pin，完成转账
Users initiate a funds tranfer in the bank app
网关
Receive the callback returns a failed response
请求pp callback 接口
子单拆分&执行
Verify whether the balance has increased through Balance Query API
外部来账
响应请求
返回callback 失败的响应码
Receive notification of external transactions
Marking exception orders and confirming with Etranzact
Complete the funds transfer to palmpay card
