BI-Fast Transfer

更新数据. 支付状态: 冲账成功/失败                核心状态: 冲正成功/失败        渠道状态: 冲正成功update status. payment status: reversal success/failicore status: reversal success/failchannel status: reversal success

冲正395888reverse

转账查询-310Q001transfer query

校验失败validation failed

Internal validation Fail/Reject

Settlement Confirmation

更新数据. 支付状态: 冲账中; 核心状态: 冲账中;渠道状态: 转账失败update data. payment status: reversingicore status: reversingchannel status: transfer failed

Internal validation (ISO20022-JSON)

参数组装parameter  packaging

ICore

转账查询响应-310Q002tansfer query response

转账失败transfer failed

更新数据. 支付状态: 冲账成功/失败                核心状态: 冲账成功/失败update data. payment status: reversal success/failicore status: reversal success/fail

Reversal Credit Tranfer Request(pacs.008)

状态信息、若查询异常移除缓存的通道信息status info. if query abnormal then remove cached channel info

Credit Transfer Request (pacs.008)

ESB

智能路由smart routing

Receiving Bank

核心划账失败icore debit failed

冲正-35988reverse

Reversal Request

校验失败

转账查询响应-310Q001transfer query response

Reject Credit Tranfer Transcation

转账失败transfer failed

转账查询-310Q002transfer query

转账确认-310P002transfer confirmation

转账成功transfer success

Issuer bank initiates reversal

受理成功accepted

Account Enquiry Request(pacs.008)

显示户名信息display user name

支付数据持久化-状态:待支付payment data persistence - status: pending

更新数据. 支付状态: 支付成功               渠道状态: 转账成功update data. payment status: successchannel status: transfer success

Reversal Response

转账确认-310P001transfer confirmation

转账确认

Credit Transfer Settlement Confirmation(pacs.002)

PM

核心划账(客户To内部户)icore debit (customer account to internal account

参数校验parameter validation

转账中transfering

已冲正reversed

收款行主动冲正

更新数据. 支付状态: 冲账中                核心状态: 冲正中                   渠道状态: 冲正成功update status. payment status: reversingicore status: reversingchannel status: reversal success

将转账中的交易放入延迟队列-30S. 到期后针对此交易做查询处理put transactions that are in progress in to a delayed queue - 30s. inquire these transactions when times up

冲正-359888

Reversal Confirmation

操作不合法illegal operation

更新数据. 支付状态: 支付中               渠道状态: 转账中update data. payment status: in progresschannel status: transfer in progress

APP

Credit Transfer Response (pacs.002)

 ALTO

Receving Bank

beneficiary bank initiates reversal

Gateway

Message Reject Response(admi.002)

Reversal Credit Tranfer Response(pacs.002)

缓存请求cache request

发卡行主动冲正

转账确认响应-310P002transfer confirmation response

 Gateway

转账拒绝-310P003

结算确认-310P003settlement confirmation

ALTO

转账确认-310P001

获取通道信息-Cacheobtain channel info - cache

更新数据. 支付状态: 冲账中                渠道状态: 冲正中update data. payment status: reversingchannel status reversing

更新数据. 支付状态: 支付中/支付失败      核心状态: 成功/失败update data. payment status: in progress/failureicore status: success/fail

更新数据. 支付状态: 冲账中                渠道状态: 冲账中update data. payment status: reversingchannel status: reversing

转账查询transfer query